Pre-Planning

Since 1928, the Thompson-Smith Funeral Home has provided families in Northeast Ohio and Northwest Pennsylvania with dedicated service when they need it most. We specialize in funeral pre-arrangements. You will receive personal, quality service with an experience-licensed funeral director.
During our longstanding service to the community we’ve seen, time and time again, the confusion and the heartache that can occur when no plans have been made. We’ve also witnessed the peace of mind thoughtful preparation can bring not only to the one making the plans, but also to those left behind.
While preplanning is a thoughtful gesture, it is also practical. It allows you to make informed decisions while your emotions are at rest. Advance planning also allows you to choose a reasonable budget and gives you the option to set aside the funds over a period of time. Funds set aside against future cost are held at state-approved trust account or top-rated insurance company until needed. There is no charge for making pre-arrangements, and many families simply prefer to record this vital information for future use.

Frequently Asked Questions:

Why do people pre-plan? Although there are many reasons to consider planning in advance, most pre-plan to save surviving family members needless doubt, confusions, grief, and indecision that occur when a death occurs…. To answer those questions that can arise when considering whether or not to plan ahead:
• Did I make the right decision?
• Did I overlook anything
• Did I spend too much or too little?
• How will I pay the cost of my funeral?
Pre-planning gives the planner the opportunity to relieve the burden of decision-making for their family, and in doing so, helps to put private concerns in order. We understand that some people have definite preferences about their funeral, and planning now eliminates emotional overspending. And it is a sound financial decision when it is considered as a part of estate and retirement planning. In short, it is a wonderful way to provide peace of mind for yourself and your family.

What is involved in pre-planning? Generally, there is an initial consultation with one of our licensed funeral directors. The process of pre-planning involves the recording of vital statistics information, which is necessary for various documents. There is a discussion of funeral services, costs, and different options; a general price list is provided to help you choose funeral service options. You may select merchandise, such as a casket, burial vault, or a cremation package. There is also the opportunity to discuss cash advanced items, and funding options for the pre-arrangement. Because we have three licensed funeral directors, you can be assured that we can help you through every step of the process.

Why do people prepay? There are a number of benefits associated with pre-paying, such as:
• Relieving the burden of payment from survivors
• Assuring you of adequate funds for your funeral
• Knowing your investment is secure
• Protecting you investment from the impact of rising costs
• Having your investment accumulate, tax-free
• Requiring no physical examination
• Guaranteed issue application to Monumental Life Insurance

Pre-planning Conserves Insurance-Life insurance is for the living, not the deceased. Most life insurance is purchased to allow a family time to adjust to the loss of income that a death causes. If prearrangements are not made, a large amount of insurance proceeds can be spent on cemetery and funeral items adding financial burdens to loved ones left behind.

“ I live alone and wanted to spare my children the unnecessary burden of making my arrangements at a difficult time. The Funeral homes kind advice was really helpful. Prepaying my arrangements also spares an additional burden on my family. I have the peace of mind that my special wishes carried out.”
Marge H. (Conneaut, Ohio)

If you are ready to begin the pre-planning process, give us a call at 440-599-8106

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